Our Partner in Ministry


Partnership Overview

A unique ministry-through-investment organization that offers Lutheran Church— Missouri Synod (LCMS) members the opportunity to invest their money, earn interest, and help build LCMS churches and schools at the same time.

LCEF’s Mission

The mission of Lutheran Church Extension Fund (LCEF) is to support the Church in fulfilling its mission of sharing the Gospel of Jesus Christ by being a Christ-centered servant partner of the Lutheran Church—Missouri Synod (LCMS),
ensuring that funds and services are available now and in the future.

LCEF Supports the Church in fulfilling its mission of sharing the Gospel of Jesus Christ.

Visit lcef.org for more information

Or Call (800) 843-5233

How Does it Work?

LCEF investments (from individuals and congregations) earn a fair rate of return. At the same time, these invested dollars are loaned to LCMS organizations and Rostered Church Workers (RCW) at reasonable rates. As borrowers repay their loans, funds become available for other congregations and schools to acquire loans for their building projects. Without the support from investors, LCEF would not be able to offer custom loans and facility-planning services to the entire LCMS. When you invest with LCEF, your dollars earn interest, but your true investment is in helping others spread the Good News of Jesus Christ.

LCEF is a nonprofit religious organization: therefore. LCEF investments are not FDIC-insured bank deposit accounts This is not an offer to sell investments. nor a solicitation to buy LCEF will offer and sell its securities only in states where authorized The offer is made solely by LCEF’s Offering Circular Investors should carefully read the Offering Circular. which more fully describes associated risks Lutheran Church Extension Fund-Missouri Synod 10733 Sunset Office Drive. Suite 300. St Louis. MO 63127-1020 800-843-5233 lcef.org. NMLS #3444